Home Buying Tips 2021

Destiny Realty Group - Pro Advice & Home Buying Tips

Buying a home is one of the biggest purchases you will make in your lifetime. There are many factors involved when purchasing a home. The process can be stressful, however exciting at the same time! Below, are some professional advice and helpful home buying tips that will expedite the process and make your home buying search easier and successful.

1) Begin early saving for your down payment. First-time buyers with great credit allows for
     3.5% down, the more money you put down the better. Your monthly mortgage payment
     will be lower because you're financing less of the homes purchase price.

2) Closing Cost -These are the fees and expenses you pay to finalize your mortgage, and they
     typically range from 2% to 5% of the loan amount. You can ask the seller to pay a portion
     of your closing cost, however, be mindful that some sellers may not.

3) Move in expenses- Keep some money aside for immediate upgrades and furnishings you        have been admiring for after the purchase :-)

4) How much can you afford to spend on a home?? - Our home affordability calculator can
    help with figuring out a price range

5) Check Credit - Request copies of your credit report, confirm that all information is
     accurate, and correct any problems

6) Explore Mortgage options - speak with your realtor as they can help you find a mortgage
    lender much easier and faster.

7) Get pre-approved by a lender to find out how much you actually can afford before you
     begin to shop 

8) Get approval letter from lender

Buyer Pays

What fees do buyers pay when buying a home?

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Home Buying Tips 2021

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