6 Steps to Home Buying

6 Steps to Home Buying

How to Buy a Home; 6 Steps to Home Buying
 
The following 6 steps will help navigate home buyers through the home buying process. 
 
1)  Have a Down Payment Saved
2) Find a trusted partner. It’s absolutely vital that you find a real estate professional who understands your goals and who is ready and able to guide you through the home buying process. 
3) Get pre-approved by a lender to find out how much of a home you can afford. Many first-time home buyers don’t take the time to get pre-approved. They also often don’t take the time to shop around to find the best mortgage for their particular situation. It’s important to ask plenty of questions and make sure you understand the home loan process completely. Be ready to move. This is especially true in markets with a low inventory of homes for sale. It’s very common for home buyers to miss out on the first home they wish to purchase because they don’t act quickly enough. By the time they’ve made their decision, they may find that someone else has already purchased the house.
4) Develop your home/neighborhood wish list. Prioritize these items from most important to least. Decide on a location. A great place to start is to search on-line for properties. Your agent can provide various resources and/or tools to assist you with finding the RIGHT home. Compile a list of three or four neighborhoods you’d like to live in, taking into account nearby schools, recreational facilities, area expansion plans, and safety.
5) Make a good offer. Remember that your offer is very unlikely to be the only one on the table. Do what you can to ensure it’s appealing to a seller.
6) Factor maintenance and repair costs into your buying budget. Even brand-new homes will require some work. Think ahead. The average first-time buyer expects to stay in a home for around 15 years, according to the National Association of REALTORS®’ 2018 Profile of Home Buyers and Sellers.
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